Terms & Condition

By placing an order through Your Protection Team LTD, you agree to be bound by these Terms and Conditions. Please read through these Terms and Conditions carefully and then print a copy for your future reference and records. If you do not agree to be bound by these Terms and Conditions you must contact us within 7 days of receipt of your order.

These Terms and Conditions (‘Agreement’) identifies what members (‘You’) can expect from Your Protection Team LTD and what (‘We’) expect from You. These terms and conditions apply to your registration of any Services. And “Your Protection Team LTD contract with You” – means the provisions set out in clause 1 which will apply to all Services including those specifically obtained via the telephone, internet or any company website).

Your Protection Team LTD. All rights reserved | Company Number: 11076043 | Registered in England & Wales | Our charge will appear on your card statement as Your Protection Team LTD T/A 0800 5999925

Once your order has been finalised we will send your policy documents by post, first class. You will receive your documents within 7 days.

www.yourprotectionteam.com is a trading style and business trading as Your Protection Team LTD, registered in England and Wales with Company Number: 11076043 | Registered in England & Wales and registered address

Trading Address

2 Post Office Building

2 Cardigan Road Winton



with a contact telephone number 0800 5999925 and customer service email address info@yourprotectionteam.com

2. We offer our services as described on our website in our Terms and Conditions to You, and by using our Website and purchasing our Services you Agree to be bound by our Terms and Conditions.

1. This agreement shall be governed by and construed in accordance with English law.

2. The parties submit to the exclusive jurisdiction of the courts of England and Wales and irrevocably agree that proceedings issued out of the said courts may without prejudice to the rules of service of such courts be served by delivering such proceedings in an envelope addressed to the party to be served at the address for such party set out in the contract.

Please take your time to read through the terms and conditions which we have listed underneath.

1. Our contract with You

1.1 By agreeing to our terms and conditions, You are stating that You are happy for Your Protection Team LTD to act on your behalf, to suppress your details from company’s data lists, data houses or other firms that may be appropriate to the extent permitted by the Privacy & Electronic Communications Regulations 2003, the Data Protection Act 1998 and relevant international privacy laws.

1.2 Our website (Your Protection Team LTD.uk) describes the full range of Services in more detail.

1.3 Your Protection Team LTD shall take all reasonable steps to complete the Services within the timescales intimated to You, however, time shall not be of the essence in respect of any Agreement or any of the Services or part of the Services thereof provided by Your Protection Team LTD, and Your Protection Team LTD shall not be liable for any liability, whatsoever either directly or indirectly attributable to the result of the late delivery of any Goods, Services or Document.

1.4 You shall be solely responsible for ensuring the full and correct identification of the Services confirming that it complies with your requirements and is correct in all respects. Any delivery times given are an estimate only and time shall not be of the essence in respect of any part of the Services.

1.5 In consideration for Your Protection Team LTD carrying out the Services, You shall pay to Your Protection Team LTD the full price for the Services at the Rate(s) as set out in the quotation or the schedule hereto or in the latest served letter of engagement, Agreement or other notification given by Your Protection Team LTD to You and which shall be invoiced to You in accordance with these Terms & Conditions of Business. Such invoice shall be payable without set off or deduction of any kind whatsoever in cleared funds including payment, card payments, PayPal payments etc. in advance of the provision of the Services and Goods.

1.6 In respect of any additional Services, You shall pay to Your Protection Team LTD the amount of the Basic Charges without deduction or set off at the time of order by You to Your Protection Team LTD by payment card or other form of cleared funds. No Orders will be accepted unless payment is fully authorised by the card issuer.

1.7 Any quotation issued by Your Protection Team LTD is based on the cost then obtaining of materials, labour, transport and/or other charges and such price(s) quoted are subject to a fair adjustment reflecting changes in the cost of the same incurred by the Company during the period between quotation and delivery of services and Your Protection Team LTD reserves the right to make additional charges for the same. All photographs, catalogues, drawings or documents produced by Your Protection Team LTD as part of the Services shall remain the property of Your Protection Team LTD until paid for in full.

1.8 Your Protection Team LTD shall be entitled to determine the manner of delivery and/or the performance of any of the Services at its sole discretion. Your Protection Team LTD reserves the right not to accept orders in its absolute discretion.

1.9 All descriptions of Goods are approximate only and Your Protection Team LTD reserves the right to replace any product or Goods quoted with a similarly equipped model at its sole discretion. If any Goods are unavailable and a substitute product is suggested You have the right to withdraw your Order without liability.

1.10 The provision of the Services is subject to the available research and technical information available and subject to provision of proprietary information from third parties including vendors, manufacturers and developers. Although Your Protection Team LTD will use its reasonable endeavors to resolve any technical problems and carry out the Services in a timely and efficient manner, You accept that Your Protection Team LTD may not be able to resolve all technical difficulties because of this third party information requirement.

1.11 All Services provided via Your Protection Team LTD website are subject to these conditions. It is a legal requirement for a notified company to suppress data within a reasonable amount of time (normally 28 days). Whilst every attempt is made to ensure the fastest possible service, we cannot guarantee any specific time period for the entire service to be carried out.

1.12 You have the right to cancel any Order prior to dispatch of Goods or delivery of Service without penalty.

1.13 You have the right for 14 days (“cooling off period”) from the date of delivery of any Goods ordered online from Your Protection Team LTD to cancel any Order without charge solely on the basis that any Paperwork sent to You are promptly returned in the same condition as when sent, including all packaging. Failure to comply with this clause shall entitle You to charge for all costs and losses associated or flowing from such breach. Should a refund be requested out with the 14 days (cooling off period) there will be a £30 administration fee.

2. Our promise to you

2.1 We will permit you to access, use and interact with our site subject to these terms and conditions.

2.2 We will:

2.2.1 Exercise reasonable care in compiling our site;

2.2.2 Exercise reasonable skill and care in providing the services to you

2.2.3 Use reasonable efforts to make our site available to you at all times; and

2.2.4 Take the steps set out in our privacy policy to endeavor to secure any personal data you give us.

3. Information you provide to us

3.1 The following applies to any information you provide to us, for example when you become a member during the registration process.

* You authorise us to use, store or otherwise process any personal information which relates to and identifies you, including but not limited to your name and address, to the extent reasonably necessary to provide the service which are available through our website by us.

* If you choose to subscribe through our website then we may collect personal information about you and if you send us personal correspondence such as e-mails or letters or other messages then we may collect this information into a file specific to you (together, the various purposes set out in this paragraph and in our privacy policy shall be known as ‘the Purposes’). All such information collected by us shall be referred to in these terms and conditions as ‘Personal Information’.

* You must ensure that the Personal Information you provide is accurate and complete and that all ordering or registration details (where applicable) contain your correct name, address and other requested details. For more information about how we deal with your Personal Information, please read our privacy policy.

3.2 By accepting these terms and conditions, you agree to the processing and disclosure of the Personal Information for the Purposes. If you would like to review or modify any part of your Personal Information then you should e-mail us.

4. Exclusions and limitations

4.1 Although we hope this Site will be of interest to users, we accept no liability and offer no warranties in relation to it and its content, to the fullest extent such liability can be excluded by law. Any views expressed in messages on the Site are not necessarily those of Your Protection Team LTD or anyone connected with it.

4.2 We do not represent or warrant that access to our site, or any part of it will be uninterrupted, reliable or fault free.

4.3 We do not represent or warrant to you that our site or any of its contents will be accurate, complete or reliable.

4.4 To the extent permitted by law, we exclude all liability (whether arising in contract, or out , or otherwise and whether or not due to our negligence) which we may otherwise have to you as a result of:

4.4.1 Any technical, factual, textual or typographical inaccuracies, errors or omissions on or relating to our site or any information on our site;

4.4.2 The unavailability of our site (or any part of it), or services;

4.4.3 Any delay in providing, or failure to provide or make available, the services or any negligent provision of the services;

4.5 Our maximum liability to you in respect of your use of our site or any services we provide or make available to you through or in relation to our site will be the amount of any subscription fees paid on behalf of your business during the year in which the liability arose. You agree that we shall have no liability for indirect or consequential losses, loss of data, income or profits or damages for loss of or damage to property.

4.6 You agree that each of these limitations is reasonable having regard to the nature of our site and in particular given that when you purchase information, or services throughout our site you will enter into a separate contract with the supplier in each case.

4.7 None of the exclusions or limitations in this clause 4 shall exclude or restrict our liability for death or personal injury caused by our negligence.

4.8 None of the above exclusions shall affect any statutory rights which are not capable of being excluded.

4.9 Each of the above exclusions or limitations shall be construed as a separate, and severable, provision of these terms and conditions.

4.10 Our website is controlled and operated by us from our offices in England. Where content published on the website is supplied by third parties, you understand that we do not control or endorse such content in any way. All content which is offered by third parties that are not affiliated with or otherwise connected with us, is published in good faith but we do not (to the extent permitted by applicable law) accept responsibility for the accuracy or otherwise of such content (whether published on or offline) and the use of such content, except for content which relates directly to Services you purchase.

4.11 We have used our best endeavours to ensure that our website complies with the laws of England and Wales. However, we make no representations that the materials on our website are appropriate or available for use in locations outside the UK. Those who visit our website from other locations do so on their own initiative and are responsible for compliance with all applicable laws.

5. Internet advertising and linking

5.1 Certain links, including hypertext links, in our site will take you outside our site. Links are provided for your convenience and inclusion of any link does not imply endorsement or approval by us of the linked site, its operator or its content. We are not responsible for the content of any website outside our site.

6. Termination of registration

6.1 We may terminate your registration immediately if you are in material breach of any of these terms and conditions. You may terminate your registration at any time on 30 days notice to us.

6.2 Any rights that have accrued to either party at the date of termination will remain enforceable after termination.

7. General

7.1 Third party rights, where in these terms representations and warranties are made to us and to suppliers of services through our site, you acknowledge and agree that such representations and warranties are intended to grant rights to, and operate for the benefit of, all such suppliers and that each such supplier may rely upon and enforce such representations and warranties against you by virtue of the Contracts (Rights of Third Parties) Act 1999.

7.2 Variations

We reserve the right at any time without notice to revise the content of our site (including the services offered by us) and these terms and conditions. Any changes to these terms and conditions will be posted on our site and by continuing to use our site following any such change you will signify that you agree to be bound by the revised terms and conditions of use.

7.3 Security

We use a secure server (certified to the standard for encrypted credit card transactions as stipulated by industry standards) to prevent any person from gaining access to your credit card or registration information whilst it is on our site or being transmitted across the internet. If you discover that the services have been ordered using your credit card details in circumstances where you had not agreed to or authorised this, then (provided you have not, through failure to take reasonable care, allowed an unauthorised person to gain access to your credit card details, purchaser ID or password) we are required to refund to you the money we receive provided that: (a) you inform your credit card company and us of the unauthorised purchase as soon as you discover it; and (b) you co-operate with your credit card company, us and, if necessary, the police in relation to the unauthorised use.

7.4 Copyright

All rights in the design, text, graphics and other material on our site and the selection or arrangement thereof are the copyright of us or other third parties. Permission is granted to electronically copy and print in hard copy portions of our site solely in connection with the acquisition of or services throughout our site. Any other use of materials on our site (including reproduction for purposes other than those noted above and alteration, modification, distribution, or republication) without our prior written permission is strictly prohibited. You hereby grant to us a perpetual royalty-free, irrevocable licence to copy, issue copies, communicate to the public, make publicly available and include in a cable programme service (either in whole or in part or in a modified or edited form) any material you up-load or post to our site (whether to a chat room, bulletin board or otherwise). You acknowledge and agree that such material is not up-loaded or posted subject to any obligation of confidence.

7.5 Trade marks

We are the proprietor of the trade mark in the UK and other countries. All other trademarks, product names and company names or logos used in our site are our property or that of their respective owners. No permission is given by us in respect of the use of any such trademarks, get-up, product names, company names, logos or titles and such use may constitute an infringement of the holder’s rights.

7.6 Access

We reserve the right in our sole discretion to deny users access to our site or any part of our site without notice and to decline to provide the service to any user that is in breach of these terms and conditions of use.

7.7 Events beyond our control

We shall not be liable to you for any breach of these terms and conditions of use or any failure to provide or delay in providing our services through our site resulting from any event or circumstance beyond our reasonable control including, without limitation, strikes, lock-outs and other industrial disputes, breakdown of systems or network access, fire, explosion or accident.

7.8 Applicable law and jurisdiction

These terms and conditions (and any dispute, controversy, proceedings or claim of whatever nature arising out of or in any way relating to them or their formation) shall be governed by and interpreted in accordance with English law and, for these purposes, the parties irrevocably submit to the exclusive jurisdiction of English courts.

7.9 Unenforceability

The enforceability or otherwise of any provisions of these terms and conditions shall not affect the enforceability of the rest of these terms and conditions.

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